Rules and conditions

Here you can read about the conditions for your membership of Min A-kasse.

Faith and Laws

The information you provide in connection with registration is given in good faith. 'In good faith' means that you guarantee that the information is true. If it turns out that the information is incorrect, you may lose your rights, and you may have to pay back unemployment benefits etc. and receive a sanction. This is stated in sections 86(1) and 87(1) and (2) of the Unemployment Insurance Act etc.

Right of withdrawal

You have the right to withdraw from this agreement without giving reasons within 14 days. The withdrawal period expires 14 days after the day on which the agreement was concluded. To exercise the right of withdrawal, you must unequivocally notify us of your decision to withdraw from this agreement by sending a message in Self Service. The withdrawal period is met if you send your message to cancel your membership before the deadline expires.

Consequences of regret

If you exercise your right of withdrawal in this Agreement, we will refund all payments received from you without undue delay and in any event no later than 14 days from the date we are notified of your decision to withdraw from this Agreement. We will make such refund using the same means of payment that you used for the original transaction, unless you have expressly agreed otherwise. In any case, no fees of any kind will be charged to you as a result of the refund.

My unemployment fund statutes

You can read Min A-kasse's statutes in full at minakasse.dk by searching for "Statutes".

Digital communication

In Min A-kasse we only use digital mail. As soon as we send digital letters to you, it is considered received by you. Remember that it is your responsibility to stay informed about the letters we send you. If you do not read your digital letters, it may affect your entitlement to unemployment benefits and your membership.

You are also always welcome to contact us if you need help reading your letters or if you have any other problems accessing Self Service. Read more on our website.

Full-time or part-time insurance?

If you work more than 30 hours on average per week, you can only be insured full-time. If you work between 0 and 30 hours on average per week, you can choose whether you want to be insured full-time or part-time. This choice affects how much you can receive in unemployment benefits, the extent to which you have to be available for work and the membership fee. Please note, however, that if you choose to be part-time insured, you must meet the requirements mentioned in the next section in order to switch to full-time insurance. If you are unsure about what is best for you, you can contact the membership department at 70123782.

If you are part-time insured and have 390 paid hours over 3 months as a monthly employee, you will automatically be reinsured as full-time insured. The same applies if you are a weekly/14-day employee and have 360 paid hours over 12 weeks.

If you are a student over the age of 30, it pays to become part-time insured one year before you graduate. If you choose this, remember to change your insurance status to FULL-TIME at the same time as you apply for membership as a recent graduate (no later than 14 days after the last day of your studies)

How-to guide

Citizenship

You must have a residence and work permit in Denmark in order to receive unemployment benefits. If you are not a citizen of Denmark or another EEA country, you must therefore state whether you have a permanent residence and work permit in Denmark.

Information needed for recording

Students

You can get a free membership if you are taking a professional education of at least 18 months or three semesters. Read more about the membership fee waiver on the My Unemployment Fund website.

Recent graduate

You are a recent graduate if you have completed a vocational education. The education must last at least 18 months or three semesters. You must be resident in Denmark immediately before you started the program and no later than two weeks after the end of the program.

The end of the program:

A program is completed when all grades have been given and all study activity has ceased. Here you should write when you passed your last exam. If your diploma was issued in connection with the end of study activity, you can use this date on the diploma.

You can read more about being a recent graduate and on unemployment benefits on the Min A-kasse website.

Vacant

You can become a member even if you don't have a job or if your employer subsidizes your salary. However, you should be aware that the right to unemployment benefits requires that you have been a member of an unemployment insurance fund continuously for at least one year and that you meet the income requirement. (Read the sections Entitlement to unemployment benefits).

Employee

You are an employee when you work for an employer. When you work as an employee, your employer pays A-tax and ATP contributions, and the Danish Holiday Act applies to you.

Self-employment

Self-employment applies to both sole proprietorships and companies. You are self-employed if you work alone or together with your spouse in or help to run a self-employed business. This also applies if you work in a company where you or your spouse alone or together with your immediate family own at least 50% or the controlling share of the voting rights or share capital. Immediate family means: Your or your spouse's children, grandchildren, parents, grandparents and siblings.

Employee spouse

The term assisting spouse covers the situation where one spouse participates in the other spouse's business.

Employee spouses (including spouses with a salary agreement)

Tax legislation allows for a spouse to be employed in the other spouse's business under normal employee conditions.

People who work in their partner's business are not treated as spouses. They can only be registered as self-employed if they are also co-owners of the company.

Entitlement to unemployment benefits

To be entitled to unemployment benefits, you generally need to fulfill the following conditions:

1. You have been a member of an unemployment insurance fund without interruption for at least one year.
2. You meet the income requirement of DKK 263,232 (2024 figure) within three years (DKK 175,488 for part-time insured). A maximum of DKK 21,936 per month for full-time insured and DKK 14,624 for part-time insured (2024 figures) can be included.

It counts towards the income requirement

A and B income from salaried work, foreign salary income and profits from your self-employed business can be included in the calculation of the income requirement.

This includes the company's taxable profit before interest and other financial items, including A-income paid to you by a company in which you have a decisive influence, as stated in the annual statement, as well as your ownership shares of profits in companies in which you have a decisive influence.

The information is retrieved from your finalized annual statements.

Leisure employment and asset management

If you have activities similar to self-employment - but to a limited extent - they may be leisure activities or asset management. These activities cannot be included in the calculation of the income requirement.

Contact the unemployment fund if you are unsure which activity you have.

Switching unemployment insurance funds

Switching from another unemployment fund to Min A-kasse is very easy. All you need to do is sign up for Min A-kasse and provide your current unemployment fund membership, and we'll do the rest.

Remember that
- you must continue to pay membership fees to your current unemployment insurance fund until you receive notification from us that you have been transferred.

Supplementary salary insurance

In collaboration with the insurance company Alka, we can offer you an advantageous supplementary salary insurance. You must be a member of Min A-kasse to be able to supplement your salary insurance. You can read more on our website or contact Alka Lønforsikrings hotline on phone no. 70 30 05 07 for further information.