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Are you considering becoming self-employed? Here are some useful tips to help you on your way.

Starting your own business can be both exciting and challenging. Before taking the plunge, it is a good idea to prepare thoroughly—both personally and financially. Here are some tips to help you make an informed decision.

Make your motives clear

Ask yourself why you want to be self-employed. Is it freedom, flexibility, or a professional dream that drives you? The clearer you are about your motives, the better equipped you will be to handle the challenges along the way.

Be realistic about finances

As a self-employed person, your income may fluctuate, especially in the beginning. Create a realistic budget, consider your personal finances, and ensure you have a plan for start-up capital and ongoing expenses.

Know your rights

Many people are unaware that it is possible to be self-employed and still have a financial safety net through the unemployment insurance fund. It is important to know the rules so that you do not inadvertently lose your right to unemployment benefits.

Consider how your business should be organized

There are various options – and they affect your entitlement to unemployment benefits:

Self-employed as main occupation

If the business is unsuccessful, in many cases you can receive unemployment benefits when you close it down.

Self-employed as a secondary occupation

If you start a business while you are unemployed, you may in some cases be eligible for supplementary unemployment benefits during the start-up phase.

Use the unemployment insurance fund as a sparring partner

We can help you understand the rules, clarify your options, and ensure that you make informed decisions.

Share your thoughts with others

You don't have to go it alone. Discussing your options with advisors, networks, or consultants can give you new perspectives and make the decision easier.