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Home / Your situation / Early retirement / Repayment of early retirement contributions

Repayment of early retirement contributions

If you choose to opt out of the early retirement scheme, or if you reach the state pension age, you can have your early retirement contributions refunded. This means that you will not lose the money you have already paid into the early retirement scheme.

Who is eligible for early retirement contributions?

You must meet two conditions:

You must not have taken early retirement.
You must not have received a tax-free bonus.

Important to know before you unsubscribe

If you opt out of the early retirement scheme and receive a refund of your early retirement contributions, this means that you:

cannot receive early retirement benefits.
cannot earn a tax-free bonus.
can't get a senior job.

How are early retirement contributions repaid?

The way in which your early retirement contributions are repaid depends on your situation.

If you have not reached the early retirement age

Your contributions will be transferred to a pension scheme of your choice. If you choose to transfer to a retirement pension, you will have to pay a 30% tax, as the pension is not taxed upon payment.

If you receive disability pension, senior pension or early retirement pension

Your contributions will be paid out in cash after a 30% tax has been deducted.

If you have reached retirement age, are moving abroad, or have only contributed to the retirement scheme for one year

Your contributions will be paid out in cash, minus personal income tax.

Frequently asked questions

Is there a deadline for when I can apply for a refund?

Yes. Reimbursement of early retirement contributions is subject to the statute of limitations.

This means that you have three years from the date you opt out of the early retirement scheme to apply for a refund.

If you do not apply within the deadline, you may lose your right to receive the contribution.

How do I get my early retirement contribution back?

You can opt out of the early retirement scheme and apply to have your early retirement contributions refunded by completing and submitting form 'AR252' in Self-service.

Go to Self Service.