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Early retirement certificate

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What is an early retirement certificate?

An early retirement certificate is a statement from Min A-kasse that you meet the conditions for early retirement at the time the certificate is issued. You will receive an early retirement certificate when you meet the conditions for early retirement, even if you live abroad. If you meet the conditions for early retirement at a later date, the certificate can take effect from that date at the earliest.

We will send you an early retirement certificate immediately after you become entitled to early retirement. We will obtain your salary information from SKAT. If we need additional information in connection with issuing the early retirement certificate, we will contact you.

Once you have an early retirement certificate, you no longer have to pay early retirement contributions.

What is flexible early retirement?

Flexible early retirement allows you to gradually retire from the labor market because you are allowed to work unlimited hours while on early retirement. However, your salary is offset against your early retirement pension.

There are several financial benefits to staying longer in the labor market and thus waiting to retire:

  • You can qualify for early retirement at the highest unemployment benefit rate.
  • You get a lower pension deduction.
  • You will have the opportunity to earn a tax-free premium.

The special rights require that you have received an early retirement certificate. With an early retirement certificate, you are also guaranteed the right to take early retirement at any time, even if you are no longer available for work due to illness.

Working abroad before early retirement

You should be aware that work done abroad and insurance periods from abroad do not generally count towards the requirements for receiving early retirement. Ask Min A-kasse about the rules for you.

Pension wealth

In order to calculate and advise you on deductions in early retirement, Min A-kasse calculates the value of your pension assets just before you reach early retirement age. We make the calculation based on information from the pension fund and the authorities that manage your pension assets. The reported pension amounts must be supplemented with your own information.

Do you have questions about your early retirement certificate?
We are ready to answer your questions about the early retirement certificate

Call us on +45 70 12 37 82 or write to us via Self Service

What are the conditions for early retirement?

You must meet a number of conditions to be eligible for early retirement. Learn more about the rules here.
Benefits of deferring early retirement

By deferring your early retirement, you get the opportunity to have a tax-free premium calculated.