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Early retirement certificate

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You will receive a retirement certificate when you meet the conditions for retirement, even if you live abroad. If you only meet the conditions for retirement at a later date, the certificate will take effect from that date at the earliest.

What is an early retirement certificate?

An early retirement certificate is confirmation from Min A-kasse that you meet the conditions for receiving early retirement benefits at the time the certificate is issued. Once you have an early retirement certificate, you have secured your right to early retirement benefits, even if you become ill at a later date.

Read more about the conditions for receiving early retirement benefits.

When do you receive a retirement certificate?

We will automatically send you a retirement certificate when you reach retirement age. In this connection, we will obtain your salary information from SKAT. If we need further information, we will contact you.

Advantages of waiting to take early retirement

If you have a retirement certificate and continue to work, this may give you financial benefits.

  • You can receive early retirement benefits at the highest daily allowance rate.
  • You may receive a smaller pension deduction.
  • You may be eligible to earn a tax-free bonus.

The benefits only apply if you have a retirement certificate.

Read more about deferring early retirement and tax-free bonuses.

Calculation of your pension

In order to calculate your early retirement pension and advise you on deductions, we look at the value of your pension assets just before you reach early retirement age. We obtain information from pension funds and authorities that manage your pension. If you have a pension that is not included in the information, it must also be included in the calculation. You will receive your pension statement together with your early retirement certificate.

Frequently asked questions

Do I have to continue paying early retirement contributions once I have received my early retirement certificate?

No. Once you have received your early retirement certificate, you no longer need to pay early retirement contributions. We will automatically deregister you from the early retirement scheme.

Does it matter that I have worked abroad?

As a general rule, periods of employment and insurance abroad do not count toward the requirements for receiving early retirement benefits. Contact us for guidance on your specific situation.

Contact My Unemployment Insurance Fund.

Read more about early retirement abroad.

Do you have questions about your early retirement certificate?
We are ready to help

Call us on +45 70 12 37 82 or write to us via Self Service

What are the conditions for early retirement?

You must meet a number of conditions to be eligible for early retirement. Learn more about the rules here.

Benefits of deferring early retirement

By deferring your early retirement, you get the opportunity to have a tax-free premium calculated.